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Team 2 Horse Insurance

Basic insurance for horses and ponies, with coverage in case of death, theft, fire, transport and limited medical expenses.

Clear coverage

No small print, just certainty.

Competitive premium

Fair price & optimal protection.

Specialist in horses

Insurance by real horse experts.

Reliable foundation for your horse

Team 2 Horse Insurance

The Equipe 2 Horse Insurance offers solid basic coverage for horses and ponies. This insurance covers death due to illness or accident, fire, theft, and transport within the EU. In addition, limited medical expenses, such as successful colic surgery, are also covered. With a premium percentage of 3.5% of the insured value, this policy offers peace of mind to every horse lover.

Death due to illness

Death benefit due to acute illness, including life-saving operations such as colic surgery.

Death by accident

Coverage for death by accident, including drowning, fire, lightning, explosion or electrocution.

Theft

Compensation in case of theft of the insured horse or pony.

Fire and transport

Coverage for damage or death during transport within the European Union and in the event of fire incidents.

Limited medical expenses

Reimbursement of up to €1,150 for treatment of life-threatening open wounds and acute fractures, with a deductible of €185.

Unborn foal

For pregnant mares, the unborn foal is co-insured up to 10% of the mare's insured value, with a maximum of €450.

Castration risk

Coverage for death due to castration of stallions up to and including the age of three, provided that it is carried out by a qualified veterinarian.

  • Permanent disability

    No payment is made in the event of permanent disability of the horse; Equipe 3 or 4 insurance policies are suitable for this.

  • Preventive care

    Costs for preventive treatments such as vaccinations, dental care and deworming are excluded from coverage.

  • Transport outside the EU

    Damage or death during transport outside the European Union is not covered.

  • Non-life-threatening illnesses

    Medical expenses for non-life-threatening conditions are only covered with supplementary health insurance.

  • Costs of euthanasia and destruction

    Costs for euthanasia, destruction, or cremation are not covered as standard; additional insurance is required.

Premium percentage
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Additional information
  • Insurance is available for horses and ponies up to and including 15 years of age.

  • For comprehensive health coverage, a supplementary Equipe 2 Health Insurance policy is available.

  • Provisional coverage possible for up to 14 days after application.

Team 2

3.5% Premium
Death or emergency euthanasia within 5 days due to accident, transport, fire, storm, lightning strike, pregnancy.
Death or emergency euthanasia within 5 days due to illness
Theft
Limited compensation for loss of a fetus or foal
Reimbursement for successful colic operations
Compensation for acute open injuries and fractures
Castration risk up to and including the 3rd year of life
Permanent complete inability to use due to an illness
Permanent complete inability to use due to an illness
Permanent complete inability to use due to a musculoskeletal disorder (not caused by an accident)

Team 3

5.5% Premium
Death or emergency euthanasia within 5 days due to accident, transport, fire, storm, lightning strike, pregnancy.
Death or emergency euthanasia within 5 days due to illness
Theft
Limited compensation for loss of a fetus or foal
Reimbursement for successful colic operations
Compensation for acute open injuries and fractures
Castration risk up to and including the 3rd year of life
Permanent complete inability to use due to an illness
Permanent complete inability to use due to an illness
Permanent complete inability to use due to a musculoskeletal disorder (not caused by an accident)

Team 4

8% - 10% Premium
Death or emergency euthanasia within 5 days due to accident, transport, fire, storm, lightning strike, pregnancy.
Death or emergency euthanasia within 5 days due to illness
Theft
Limited compensation for loss of a fetus or foal
Reimbursement for successful colic operations
Compensation for acute open injuries and fractures
Castration risk up to and including the 3rd year of life
Permanent complete inability to use due to an illness
Permanent complete inability to use due to an illness
Permanent complete inability to use due to a musculoskeletal disorder (not caused by an accident)

Your Digital Insurance Folder

Important documents

In our selection of featured documents, you'll find forms, checklists, and helpful instructions. Everything is clearly organized in one place, so you can quickly find what you need. It's so easy.

Supplement to your insurance

At Equipe Horse Insurance we understand how important your horse is to you. That's why We provide simple, honest and clear insurance. With flexible choices that really mean something to you.

How does the process work?

STEP 1

Request your quote

Easily enter your details using our premium calculator or the application form. You choose the coverage and the amount you want to insure for your horse.

Bereken je premie
Step 2

Provide additional information

Depending on your chosen coverage, we may require a health declaration or medical examination. You can send this to us digitally or by mail.

 
Step 3

You receive your policy

After assessment, you'll receive the final policy by email or mail. After payment, your horse is insured and you can count on us.

 

Your Security, Our Passion

Team Equipe

The Equipe Horse Insurance team consists of people with a love for horses and expertise in insurance. Thanks to our years of experience experience in the equestrian world and the insurance industry, we understand your situation like no other. We are ready to assist you with personal contact, clear communication and reliable service. This way you can count on certainty and attention, every single day.


The Equipe 2 Horse Insurance is available for horses and ponies up to 15 years old.
No, for coverage in case of permanent disability we recommend Equipe 3 or Equipe 4 insurance.
Only certain costs, such as successful colic surgery, are covered to a limited extent; for full coverage, supplementary health insurance is required.
With limited health coverage, a deductible of €185 applies per event.
Yes, up to 10% of the mare's insured value, with a maximum of €450, provided the conditions are met.
Damage must be reported to Equipe Horse Insurance as soon as possible, at the latest within 24 hours, by telephone or email.
You ask, we help!
Customer-oriented assistance

Do you have a question or are you looking for advice about the right insurance for your horse? We are happy to help you personally, With clear explanations and no complicated terminology. Feel free to contact us!