The premium for horse insurance depends on several factors. First and foremost, the insured value of the horse plays a significant role: the higher the value, the higher the premium. Age, discipline (sport, recreation, breeding), and the chosen coverage also play a role. Basic insurance costs less than comprehensive insurance that includes health and accident coverage.
The risk profile also plays a role: a young sport horse competing in competitions carries a different risk than an older recreational pony. Furthermore, additional requirements such as veterinary inspections or health certificates can influence acceptance and the premium amount.
At Equipe, we use a transparent premium configurator that allows you to calculate your premium in just a few clicks. This way, you'll know exactly what you're paying and can easily choose the coverage that best suits you and your horse.
