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Team 4 Supplementary Health Insurance

Our most comprehensive health insurance for horses, with extensive coverage for treatments, diagnostics, and aftercare.

Clear coverage

No small print, just certainty.

Competitive premium

Fair price & optimal protection.

Specialist in horses

Insurance by real horse experts.

Carefree and well insured

Complete medical coverage

Equipe 4 Health Insurance is our most comprehensive equine health insurance plan. This insurance covers veterinary expenses up to €4,500 per year, with a deductible of 25% per event and an annual co-payment of €150. It covers surgery, hospitalization, aftercare, diagnostics, alternative therapies, and more. Ideal for owners who want to offer their horse the best medical care, with generous reimbursement limits and reliable handling of healthcare costs.

Operations & Admission

Reimbursement for operations under general anesthesia, including hospital admission, aftercare and medication.

Diagnostics & Imaging

Costs for x-rays, ultrasound and laboratory tests are included, if medically necessary.

Dentistry

Necessary dental treatments, including extractions and corrections, are covered.

Medication & Injections

Prescribed medications, including anti-inflammatories, antibiotics and joint injections, are covered.

Visit to clinic

The costs of the consultation and initial examination in a recognized veterinary clinic are included.

Veterinary costs

Due to illness, accident, or musculoskeletal disorders, please remove the "second opinion" box.

  • Preventive care

    Regular vaccinations, deworming and standard dental check-ups are not covered by this insurance.

  • Deductible

    A deductible applies for each claim. The amount is stated in the policy conditions.

  • Congenital abnormalities

    Deviations or conditions that were known before the effective date of the insurance are excluded.

  • Alternative care without diagnosis

    Treatments without an underlying medical indication, such as wellness treatments, are not reimbursed.

  • Cosmetic procedures

    Procedures that are not medically necessary (such as scar removal) are not covered.

  • Treatment by an unrecognized veterinarian

    Costs of unregistered or unqualified practitioners will not be reimbursed.

Per year
0

Premium excluding policy costs and insurance tax

Additional information

This insurance can only be purchased in conjunction with Equipe horse insurance. We only reimburse treatments reported within 24 hours of the onset of symptoms.

Your Digital Insurance Folder

Important documents

In our selection of featured documents, you'll find forms, checklists, and helpful instructions. Everything is clearly organized in one place, so you can quickly find what you need. It's so easy.

Supplement to your insurance

At Equipe Horse Insurance we understand how important your horse is to you. That's why We provide simple, honest and clear insurance. With flexible choices that really mean something to you.

How does the process work?

STEP 1

Request your quote

Easily enter your details using our premium calculator or the application form. You choose the coverage and the amount you want to insure for your horse.

Bereken je premie
Step 2

Provide additional information

Depending on your chosen coverage, we may require a health declaration or medical examination. You can send this to us digitally or by mail.

 
Step 3

You receive your policy

After assessment, you'll receive the final policy by email or mail. After payment, your horse is insured and you can count on us.

 

Your Security, Our Passion

Team Equipe

The Equipe Horse Insurance team consists of people with a love for horses and expertise in insurance. Thanks to our years of experience experience in the equestrian world and the insurance industry, we understand your situation like no other. We are ready to assist you with personal contact, clear communication and reliable service. This way you can count on certainty and attention, every single day.


Yes, always report an illness or treatment within 24 hours to be eligible for coverage.
All medically necessary surgeries under anesthesia by certified veterinarians are covered, with the exception of cosmetic procedures.
Yes, a fixed deductible applies per claim. The amount is stated in your policy.
Yes, your horse is insured worldwide as long as its residence in the Netherlands is registered. Please request additional information when exporting.
Submit your claim online using the claim form and upload all necessary documents immediately.
No, this health insurance is only available as a supplement to an existing Equipe horse insurance policy.
You ask, we help!
Customer-oriented assistance

Do you have a question or are you looking for advice about the right insurance for your horse? We are happy to help you personally, With clear explanations and no complicated terminology. Feel free to contact us!